Friday, January 9, 2009

New Boat Owners Insurance Buying Guide

By Dave Raymond

The day you buy a boatcan be one of the best days of your life. Some of us can certainly agree with that. It is usually that same day that you have to buy boat insurance so that joy experienced by your new boat purchased is somewhat tempered by the expense and confusion when you buy boat insurance.

Have you ever filed a insurance claim and experienced the stress and frustration of getting your claim settled. The same thing can happen with boat insurance. Buying boat insurance is similar to buying car insurance. Many of the same rules apply.

When you have a claim you find out in a hurry what kind of company you have on your hands. Many have experienced the nightmare of getting an insurance claim paid. Use caution when selecting and insurance company for your boat. Credibility and customer service are important.

How much boat insurance will cost will depend on the coverages you choose. Boat insurance companies will vary from company to company, Take into account the type of policy you need

Think of a hypothetical situation that may occur and ask your agent, would I be covered for that. Insurance agents don't like that, but you are the one paying the bill, it is your right.Your insurance agent is obligated to tell you exactly what your policy covers and what it does not.

You must think details, details, details and ask questions about coverages. hink of a hypothetical situation that may occur and ask your agent, would I be covered for that. Insurance agents don't like that, but you are the one paying the bill, it is your right.

There is nothing worse than filing a claim form your boat insurance company only to find out your policy does not cover this or that. Think of a hypothetical situation that may occur and ask your agent, would I be covered for that. Insurance agents don't like that, but you are the one paying the bill, it is your right.

Boat ownership is fun.. Buying boat insurance can be challenging for many. Make sure you are covered in the event one of your fun days on the water turns into an accident - 16887

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